Citigroup, Inc.

Citigroup, Inc.

122.27
USD
+0.30
(+0.25%)
10.17EPS
14.79P/E
234.77BMarket Cap
Jan 14Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
25.27
25.47
25.42
24.51
26.85
29.22
33.37
36.19
35.36
38.26
40.46
42.43
46.51
- -
Basic EPS, GAAP
4.44
2.24
5.48
4.79
-2.97
6.77
8.13
4.77
10.29
7.1
4.16
6.12
7.2
- -
Free Cash Flow per Basic Share
20.83
15.29
13.23
18.6
-3.25
14.82
-5.71
-11.26
23.16
12.88
-38.04
-10.34
-36.92
- -
Dividend per Share
0.1
0.21
0.42
0.79
1.41
2.01
2.42
2.57
2.56
2.57
2.7
2.73
2.93
2.36
Book Value per Share
65.23
66.05
69.46
74.26
70.62
75.05
82.9
86.43
92.21
94.06
98.71
101.62
110.01
- -
Tangible Book Value per Share
54.41
56.12
60.03
64.03
59.96
63.54
70.15
73.51
79.21
81.61
85.82
88.94
96.63
- -
Basic Weighted Avg Shares
3,036
3,032
3,004
2,888
2,699
2,493
2,249
2,086
2,033
1,947
1,930
1,901
1,832
1,721
Sales/Revenue/Turnover
76,724
77,219
76,354
70,797
72,444
72,854
75,067
75,494
71,887
74,480
78,090
80,672
85,213
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
3,303
3,589
3,506
3,720
3,659
3,754
3,905
3,937
3,964
4,262
4,560
4,311
4,373
- -
Net Income, GAAP
13,659
7,310
17,242
14,912
-6,798
18,045
19,401
11,047
21,952
14,845
9,228
12,682
14,306
- -
Effective Tax Rate (%)
31.24
48.96
29.97
30
129.12
22.85
18.53
18.52
19.84
19.37
27.33
24.7
27.1
- -
Profit Margin (%)
17.8
9.47
22.58
21.06
-9.38
24.77
25.84
14.63
30.54
19.93
11.82
15.72
16.79
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
221,116
223,080
201,275
206,178
236,709
231,999
248,760
271,686
254,374
271,606
286,619
287,300
315,827
- -
Total Equity
206,133
211,696
223,092
226,143
201,672
197,074
193,946
200,200
202,672
201,838
206,251
209,366
213,822
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
2.77
1.45
3.65
3.27
-1.45
3.81
4.07
2.23
4.44
2.93
1.73
2.33
2.51
- -
Return on Common Equity (%)
7.01
3.42
8.14
6.73
-4.14
9.39
10.36
5.6
11.52
7.57
4.34
6.14
6.89
- -

Capital Structure

USD

•

in mil. unless spec.
Mar'26
Jun'26
Sep'26
ST Debt
72,056
68,978
- -
LT Borrowings
307,566
333,749
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
19,550
19,550
- -
Shares Outstanding
1,706
1,677
1,655
Market Capitalization
193,429
234,774
214,316

Working Capital

USD

•

in mil. unless spec.
Mar'26
Jun'26
Sep'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
637,258
646,042
- -
Accounts Receivable, Net
91,720
83,322
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
111,224
116,076
- -
ST Debt
72,056
68,978
- -
Deferred Revenue
- -
- -
- -

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-0.34%
1.33%
2.13%
Free Cash Flow
-122.35%
-113.89%
243.85%
Net Income, GAAP
-48.14%
15.75%
12.81%
Sales/Revenue/Turnover
1.19%
2.52%
5.63%
Total Cash Common Dividend
32.36%
0.05%
2.73%

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
21,006
20,037
20,159
19,586
80,672
2025
21,601
21,661
22,095
19,670
85,213
2026
24,663
24,765
- -
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.62
1.56
1.56
1.38
6.12
2025
2.02
2.01
1.91
1.23
7.2
2026
3.16
3.23
- -
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.68
0.66
0.71
0.7
2.73
2025
0.7
0.72
0.75
0.76
2.93
2026
0.78
0.8
- -
- -
- -

Company Description

CEO
Jane Nind Fraser
Full Time Employees
226,000
Sector
Finance
Industry
Major banks
Address
388 Greenwich Street New York NY United States 10013
IPO Date
Oct 30, 1986
Business
Citigroup Inc. is a diversified financial services holding company that provides a broad range of banking and financial products and services to consumers, corporations, governments, and institutions worldwide; its core offerings span the Institutional Clients Group, which delivers investment banking, corporate banking, treasury and trade solutions, securities services including custody and asset servicing, markets, and innovative digital solutions such as Citi Token Services for 24/7 cross-border payments in multiple currencies including USD and Euro; and Personal Banking and Wealth Management, encompassing retail banking through Citibank, credit cards as the third-largest issuer globally, wealth management via Citi Priority, Citigold and Citigold Private Client, brokerage accounts, managed accounts, individual retirement accounts, retirement plans, and insurance products. The company originates from the City Bank of New York founded in 1812 and maintains headquarters in New York City, with operations in more than 100 countries across six continents serving cross-border institutional clients, high-net-worth individuals, and retail customers primarily in the United States. Recent strategic developments include the September 2025 agreement to sell a 25% equity stake in Banamex to Fernando Chico Pardo as part of divesting international consumer businesses outside Mexico and completing exits like the Poland consumer sale; the November 2025 expansion of Citi Token Services to Euro transactions and Dublin, Ireland, enhancing tokenized deposit capabilities live in the US, UK, Singapore, Hong Kong and beyond; a November 2025 reorganization integrating U.S. Retail Bank into Wealth with a CFO transition; the July 2025 launch of research coverage for approximately 100 private companies focused on technology and AI; the August 2025 appointment of Guillermo Baygual as co-head of M&A to bolster investment banking; a $16 million Charlotte expansion adding 510 jobs; and a September 2024 partnership with Apollo Global Management for a $25 billion private credit direct-lending program.

Company News

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  • JPMorgan, Citi and Barclays Are Now on DTCC’s Tokenization Rails. Why Is Canton (CC) Still Down 21% This Month?

  • Wall Street's New $63 Billion AI Deal Reveals a Risk That Could Spread Beyond Tech

  • American Century Equity Income Fund Q3 2026 Portfolio Activity

  • Citi's Andy Sieg weighs in on whether cracks are forming in private credit

  • C's Profitability Gains Accelerate: Is the Stock Worth Buying Now?

  • Wes Moss Says Never Give an AI Agent Access to Your Money. Here’s Why

  • 7,243 Citigroup Inc. $C Shares Sold by Hourglass Capital LLC