Citigroup Inc.

Citigroup Inc.

C
Citigroup Inc.US flagNew York Stock Exchange
140.49
USD
+0.92
- -
240.93BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
25.27
25.47
25.42
24.51
26.85
29.22
33.37
36.19
35.36
38.26
40.46
42.43
46.51
49.03
Basic EPS, GAAP
4.44
2.24
5.48
4.79
-2.97
6.77
8.13
4.77
10.29
7.1
4.16
6.12
7.2
8.28
Free Cash Flow per Basic Share
20.83
15.29
13.23
18.6
-3.25
14.82
-5.71
-11.26
23.16
12.88
-38.04
-10.34
-36.92
-17.14
Dividend per Share
0.1
0.21
0.42
0.79
1.41
2.01
2.42
2.57
2.56
2.57
2.7
2.73
2.93
3.01
Book Value per Share
36.63
38.89
44.56
50.73
51.31
60.71
73.54
80.69
90.99
100.05
103.07
108.51
117.44
122.22
Tangible Book Value per Share
54.88
56.48
59.43
61.82
57.45
60.7
66.25
73.74
77.66
81.53
85.04
88.21
93.01
94.47
Basic Weighted Avg Shares
3,036
3,032
3,004
2,888
2,698
2,493
2,249
2,086
2,033
1,947
1,930
1,901
1,832
1,796
Sales/Revenue/Turnover
76,724
77,219
76,354
70,797
72,444
72,854
75,067
75,494
71,887
74,480
78,090
80,672
85,213
88,089
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
3,303
3,589
3,506
3,720
3,659
3,754
3,905
3,937
3,964
4,262
4,560
4,311
4,373
4,438
Net Income, GAAP
13,659
7,310
17,242
14,912
-6,798
18,045
19,401
11,047
21,952
14,845
9,228
12,682
14,306
16,027
Effective Tax Rate (%)
31.24
48.96
29.97
30
129.12
22.85
18.53
18.52
19.84
19.37
27.33
24.7
27.1
25.62
Profit Margin (%)
17.8
9.47
22.58
21.06
-9.38
24.77
25.84
14.63
30.54
19.93
11.82
15.72
16.79
18.19
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
221,116
223,080
201,275
206,178
236,709
231,999
248,760
271,686
254,374
271,606
286,619
287,300
315,827
307,566
Total Equity
206,133
211,696
223,092
226,143
201,672
197,074
193,946
200,200
202,672
201,838
206,251
209,366
213,822
212,572
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
12.88
5.94
13.09
9.87
-5.62
11.64
11.55
5.96
11.84
7.27
4.08
5.74
6.26
6.94

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
54,760
51,878
72,056
LT Borrowings
315,846
315,827
307,566
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
19,050
20,050
19,550
Shares Outstanding
1,789
1,748
1,706
Market Capitalization
188,861
213,776
203,738

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
585,724
591,368
637,258
Accounts Receivable, Net
75,992
62,679
91,720
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
89,596
74,836
111,224
ST Debt
54,760
51,878
72,056
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-0.34%
1.33%
2.13%
Free Cash Flow
-122.35%
-113.89%
243.85%
Net Income, GAAP
-48.14%
15.75%
12.81%
Sales/Revenue/Turnover
1.19%
2.52%
5.63%
Total Cash Common Dividend
32.36%
0.05%
2.73%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
21,006
20,037
20,159
19,586
80,672
2025
21,601
21,661
22,095
19,670
85,213
2026
24,663
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.62
1.56
1.56
1.38
6.12
2025
2.02
2.01
1.91
1.23
7.2
2026
3.16
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.68
0.66
0.71
0.7
2.73
2025
0.7
0.72
0.75
0.76
2.93
2026
0.78
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Jane Nind Fraser
Full Time Employees
226,000
Sector
Financial Services
Industry
Banks - Diversified
Address
388 Greenwich Street New York NY United States of America 10013
IPO Date
Jan 3, 1977
Business
Citigroup Inc. is a diversified financial services holding company that provides a broad range of banking and financial products and services to consumers, corporations, governments, and institutions worldwide; its core offerings span the Institutional Clients Group, which delivers investment banking, corporate banking, treasury and trade solutions, securities services including custody and asset servicing, markets, and innovative digital solutions such as Citi Token Services for 24/7 cross-border payments in multiple currencies including USD and Euro; and Personal Banking and Wealth Management, encompassing retail banking through Citibank, credit cards as the third-largest issuer globally, wealth management via Citi Priority, Citigold and Citigold Private Client, brokerage accounts, managed accounts, individual retirement accounts, retirement plans, and insurance products. The company originates from the City Bank of New York founded in 1812 and maintains headquarters in New York City, with operations in more than 100 countries across six continents serving cross-border institutional clients, high-net-worth individuals, and retail customers primarily in the United States. Recent strategic developments include the September 2025 agreement to sell a 25% equity stake in Banamex to Fernando Chico Pardo as part of divesting international consumer businesses outside Mexico and completing exits like the Poland consumer sale; the November 2025 expansion of Citi Token Services to Euro transactions and Dublin, Ireland, enhancing tokenized deposit capabilities live in the US, UK, Singapore, Hong Kong and beyond; a November 2025 reorganization integrating U.S. Retail Bank into Wealth with a CFO transition; the July 2025 launch of research coverage for approximately 100 private companies focused on technology and AI; the August 2025 appointment of Guillermo Baygual as co-head of M&A to bolster investment banking; a $16 million Charlotte expansion adding 510 jobs; and a September 2024 partnership with Apollo Global Management for a $25 billion private credit direct-lending program.

Company News

APIChatGPT
  • The Siam Commercial Bank Collaborates With Citi to Pioneer 24/7 USD Clearing for Near Real-Time Cross-Border Payments With Citi Token Services

  • Citigroup expands cross-border instant payments to partner banks

  • A Positive Outlook as Q2 Earnings Season Gets Underway

  • Financials Stocks Are Charging Into Q2 Earnings. Why Wall Street Sees More Gains Ahead

  • Citigroup Wins LPMCL Membership, Expands Metal Clearing Services

  • Dow Trades at All-Time Highs in Pre-Market

  • Fiserv Stock Jumps on Report Big U.S. Banks Explore Buying Its Debit Card Network

  • Vanguard's VFH or First Trust's FTXO: Which Financial Sector ETF Belongs in Your Portfolio?

  • These 2 Finance Stocks Could Beat Earnings: Why They Should Be on Your Radar

  • How To Earn $500 A Month From Citigroup Stock Ahead Of Q2 Earnings

  • Citi Becomes Clearing Member of London Precious Metals Clearing Limited

  • Q2 Earnings Season Nears Kickoff: Bank Earnings in Focus

  • What Makes a Bank Stock Worth Owning for Decades

  • Q2 Earnings Season Nears Kickoff: Bank Earnings in Focus

  • Citigroup vs. Wells Fargo: Which Big Bank Stock Is a Better Buy in 2026?

  • The Analyst Who Loved Bank Stocks for 15 Years Just Flipped. Here's What He's Buying Instead

  • Citibank Announces $1.5 Billion Redemption of 4.929% Notes Due 2026 and $1 Billion Redemption of Floating Rate Notes Due 2026

  • 3 Big Banks Plan Double Digit Dividend Increases After Passing Fed Stress Test

  • The Fed's Bank Stress Test Results Are In. Here's What They Mean for Dividends and Buybacks.

  • Top Wall Street Forecasters Revamp Citigroup Expectations Ahead Of Q2 Earnings